Frequently Asked Questions

What types of health insurance do you offer?

We offer individual and family health insurance both on and off the Federal marketplace from a variety of companies. Additionally, we offer:

• Medicare Advantage (Part C)
• Drug Plans (Part D)
• Medicare Supplement Plans
• Dental, Vision, and Hearing plans

What is Short Term Medical insurance?

Short-term medical plans can help bridge the gap when you’re between health insurance options. They’re a flexible solution for life’s in-between moments, such as:
– Graduating from college and waiting for your first full-time job with benefits
– Missing the ACA open enrollment period and needing coverage until the next one
– Losing your job and waiting for new employer coverage to begin
– Turning 26 and no longer being eligible for your parents’ plan
– Retiring early but not yet eligible for Medicare
Stay protected with temporary coverage until your next plan is in place.

A Medicare Supplement (Medigap) plan works alongside Original Medicare (Part A for hospital care and Part B for medical services) by helping pay many of the out-of-pocket costs you’d otherwise pay on your own.

A Medicare Advantage (Part C) plan is simply another way to receive your Medicare benefits. You can think of it a lot like the health insurance you may have had through an employer—it typically includes provider networks, copays, and often extra benefits.

Medicare Advantage plans bundle Parts A and B—and usually Part D for prescriptions—into one convenient plan. You’re still on Medicare, but instead of the government handling your claims, the insurance company takes care of them for you.
Think of it like the health insurance you may have had through an employer—it comes with networks, copays, deductibles, and extra benefits.